Central Alberta Real Estate · Mortgage Rates

Canada Mortgage Rate History

Posted 1-, 3-, and 5-year fixed mortgage rates and the prime rate, from the Bank of Canada, since 1975.

Posted rates since 1975

Bank of Canada · weekly posted rates from Canada’s major chartered banks

Good to know: these are posted rates — the discounted rate you’d actually qualify for is typically 1.5–2% lower. Looking for the best rate? Let me know and I’ll be happy to connect you with a trusted mortgage professional.

Source: Bank of Canada. Presented by Jay Kern, REALTOR® — Kern Realty | CIR Realty.